Platinum 2.0 Covers:

• Natural Disasters Cover

  Your vehicle will be protected against unforeseen events such as Cyclone, Flood, Storm, Tidal waves, Tsunami, Volcanic Eruption, Earthquake and Lightning, in addition to Landslide.

• Total Loss of full re-umboursement of agreed value

  We will pay all your costs via LEGAL ASSISTANCE in case you will need one for your claim dispute. We will pay all legal fees on your behalf including MVIAC fees.

• Free legal assistance

  Vitae leo dapibus euismod id a sem donec sit amet nisi amet

• Misfuelling

  We will pay for damages caused to your vehicle due to misfuelling up to a limit of Rs20,000. (validity 1 year).

• Claims Excess Waiver

  You will have no excess to pay for the first claim in the first year of insurance provided your car was being driven by you or in your custody at the time of the loss or damage.

• Car Replacement(Loss of use)

  We will provide you with a courtesy vehicle of the same engine capacity following damage caused to the vehicle up to 10 days per claim not exceeding 20 days per year.

• Emergency Roadside Accident(ERA)

  You will be entitled for 5 free towing facility in case of mechanical or electrical breakdown and you will also benefit from free taxi assistance with a minimum of 4 passengers.

• Passenger And Driver Cover

  In case any of the passengers or the insured driver are subject to bodily injury, permanent disablement or death in an accident, the liability will be up to Rs300,000 per seat and medical expenses up to Rs25,000.

• Riot & Strike Cover

  We will cover your vehicle in case of Riot, Strike or Malicious Act in addition to theft and burglary, Fire, Accidental collision and lock outs.

• No Excess On Windscreen And Window Screen

  We will pay for replacement or repair of the glass in your vehicle's windscreen, sunroof or window if it is damaged up to the amount of Rs15,000 with NO EXCESS applicable.

• Personal Belongings Cover

  We will pay up to an amount of Rs5000 for loss or damage towards your personal belongings present in the vehicle in case of fire or theft. (validity 1 year)

• Loss Of Driving Ability

  If you are permanently unfit to drive for medical reasons following a road accident, we will pay you the amount of Rs 5000.

• Extra Freight Expenses

  We will pay you extra freight expenses incurred in ordering spare parts unavailable on the local market, up to the amount of Rs15,000.

• Counseling

  If any person being carried in your car suffers emotional stress of psychological trauma as a set result of an accident involving serious injury or death of an occupant of your car, we will pay for the cost of any professional counseling recommended by a qualified medical practitioner. The maximum amount payable is Rs5,000.

• Funeral Expenses

  We will pay for funeral expenses not exceeding Rs30,000 following fatal injuries to you or your spouse resulting from an accident involving your car.

Titanium ‘‘Recond’’ covers:

• Natural Disasters Cover

  Your vehicle will be protected against unforeseen events such as Cyclone, Flood, Storm, Tidal waves, Tsunami, Volcanic Eruption, Earthquake and Lightning, in addition to Landslide.

• Total Loss of full re-umboursement of agreed value

  We will pay all your costs via LEGAL ASSISTANCE in case you will need one for your claim dispute. We will pay all legal fees on your behalf including MVIAC fees.

• Free legal assistance

  Vitae leo dapibus euismod id a sem donec sit amet nisi amet

• Misfuelling

  We will pay for damages caused to your vehicle due to misfuelling up to a limit of Rs20,000. (validity 1 year).

• Claims Excess Waiver

  You will have no excess to pay for the first claim in the first year of insurance provided your car was being driven by you or in your custody at the time of the loss or damage.

• Car Replacement(Loss of use)

  We will provide you with a courtesy vehicle of the same engine capacity following damage caused to the vehicle up to 10 days per claim not exceeding 20 days per year.

• Emergency Roadside Accident(ERA)

  You will be entitled for 5 free towing facility in case of mechanical or electrical breakdown and you will also benefit from free taxi assistance with a minimum of 4 passengers.

• Passenger And Driver Cover

  In case any of the passengers or the insured driver are subject to bodily injury, permanent disablement or death in an accident, the liability will be up to Rs300,000 per seat and medical expenses up to Rs25,000.

• Riot & Strike Cover

  We will cover your vehicle in case of Riot, Strike or Malicious Act in addition to theft and burglary, Fire, Accidental collision and lock outs.

• No Excess On Windscreen And Window Screen

  We will pay for replacement or repair of the glass in your vehicle's windscreen, sunroof or window if it is damaged up to the amount of Rs15,000 with NO EXCESS applicable.

• Personal Belongings Cover

  We will pay up to an amount of Rs5000 for loss or damage towards your personal belongings present in the vehicle in case of fire or theft. (validity 1 year)

• Loss Of Driving Ability

  If you are permanently unfit to drive for medical reasons following a road accident, we will pay you the amount of Rs 5000.

• Extra Freight Expenses

  We will pay you extra freight expenses incurred in ordering spare parts unavailable on the local market, up to the amount of Rs15,000.

• Counseling

  If any person being carried in your car suffers emotional stress of psychological trauma as a set result of an accident involving serious injury or death of an occupant of your car, we will pay for the cost of any professional counseling recommended by a qualified medical practitioner. The maximum amount payable is Rs5,000.

• Funeral Expenses

  We will pay for funeral expenses not exceeding Rs30,000 following fatal injuries to you or your spouse resulting from an accident involving your car.

Full Comprehensive Covers:

• Natural Disasters Cover

  Your vehicle will be protected against unforeseen events such as Cyclone, Flood, Storm, Tidal waves, Tsunami, Volcanic Eruption, Earthquake and Lightning, in addition to Landslide.

• Car Replacement(Loss of use)

  We will provide you with a courtesy vehicle of the same engine capacity following damage caused to the vehicle up to 10 days per claim not exceeding 20 days per year.

• Emergency Roadside Accident(ERA)

  You will be entitled for 5 free towing facility in case of mechanical or electrical breakdown and you will also benefit from free taxi assistance with a minimum of 4 passengers.

• Riot & Strike Cover

  We will cover your vehicle in case of Riot, Strike or Malicious Act in addition to theft and burglary, Fire, Accidental collision and lock outs.

• Passenger And Driver Cover(AIC)

  In case any of the passengers or the insured driver are subject to bodily injury, permanent disablement or death in an accident, the liability will be up to Rs300,000 per seat and medical expenses up to Rs25,000.

Comprehensive Covers:

• Natural Disasters Cover

  Your vehicle will be protected against unforeseen events such as Cyclone, Flood, Storm, Tidal waves, Tsunami, Volcanic Eruption, Earthquake and Lightning, in addition to Landslide.

• Riot & Strike Cover

  We will cover your vehicle in case of Riot, Strike or Malicious Act in addition to theft and burglary, Fire, Accidental collision and lock outs.

Third Party Covers:

• Third Party Liability Cover

  Whenever you are the guilty party in an accident, our policy will provide financial compensation to any third parties suffering from bodily injuries and / or material damage.

• Emergency Roadside Accident(ERA)

  You will be entitled for 5 free towing facility in case of mechanical or electrical breakdown and you will also benefit from free taxi assistance with a minimum of 4 passengers.

• Passenger And Driver Cover(AIC)

  In case any of the passengers or the insured driver are subject to bodily injury, permanent disablement or death in an accident, the liability will be up to Rs300,000 per seat and medical expenses up to Rs25,000.

Third Party Covers:

• Third Party Liability Cover

  Whenever you are the guilty party in an accident, our policy will provide financial compensation to any third parties suffering from bodily injuries and / or material damage.

• Passenger And Driver Cover(AIC)

  In case any of the passengers or the insured driver are subject to bodily injury, permanent disablement or death in an accident, the liability will be up to Rs300,000 per seat and medical expenses up to Rs25,000.

Third Party Covers:

• Third Party Liability Cover

  Whenever you are the guilty party in an accident, our policy will provide financial compensation to any third parties suffering from bodily injuries and / or material damage.

• Emergency Roadside Accident(ERA)

  You will be entitled for 5 free towing facility in case of mechanical or electrical breakdown and you will also benefit from free taxi assistance with a minimum of 4 passengers.

Third Party Covers:

• Third Party Liability Cover

  Whenever you are the guilty party in an accident, our policy will provide financial compensation to any third parties suffering from bodily injuries and / or material damage.